What’s changed for me?
Tick your situation and get your own list of every tax change and deadline for 2026/27 and 2027/28, with a £ estimate where we can work one out.
PersonalOnly the changes that apply to you, not a 40-page Budget summary.
PricedEstimates use our own calculators, so the numbers agree.
SourcedEvery item links to GOV.UK and to a calculator or guide.
What is different about this list
- It is personal. Pick who you are and we hide everything that does not apply.
- It puts £ estimates against the changes that can be priced, using the same sums as our calculators.
- It covers deadlines as well as rate changes, with a countdown in days.
- It says plainly what is announced and what is already law, and flags anything not yet confirmed.
- One data file feeds the whole page, so when HMRC announces something it can be added quickly.
Every change and deadline on one page
This is the full list the tool filters. Dates in italics-free plain text; items marked “Announced” are subject to legislation.
| When | Change | Status | Who |
|---|---|---|---|
| 6 April 2026 | Simplified mileage: 55p a mile for the first 10,000 business miles | In force now | Sole traders, CIS subbies |
| January 2027 | £100 Household Energy Payment (England, council tax bands A to D) | Announced: from January 2027 | Sole traders, CIS subbies, Company directors, Employees with side income, Landlords, Savers |
| 1 April 2027 | National Living Wage rises to £13.21 an hour | Announced: from 1 April 2027 | Sole traders, CIS subbies, Company directors |
| 6 April 2027 | Trading allowance and the Self Assessment reporting threshold rise from £1,000 to £3,000 | Announced: from 6 April 2027 | Sole traders, CIS subbies, Employees with side income |
| 6 April 2027 | Savings income tax rates rise to 24%, 44% and 49% | Announced: from 6 April 2027 | Savers |
| 6 April 2027 | Property income tax rates rise to 24%, 44% and 49% | Announced: from 6 April 2027 | Landlords |
| 6 April 2027 | Mileage rate above 10,000 miles rises from 25p to 35p | Announced: from 6 April 2027 | Sole traders, CIS subbies |
| April 2027 | Vehicle tax (VED) goes up: vans £360 to £375, cars £200 to £210 | Announced: from April 2027 | Sole traders, CIS subbies, Company directors |
| 6 April 2027 | Capital allowances: main-rate writing-down allowance drops from 14% to 12% | Announced: from 6 April 2027 | Sole traders, CIS subbies, Company directors |
| 6 April 2026 / 2027 / 2028 | Making Tax Digital for Income Tax: who must join, and when | In force for some, from April 2027 and 2028 for others | Sole traders, CIS subbies, Landlords, Employees with side income |
| 6 April 2027 | Class 2 National Insurance: small profits threshold £7,355 and £3.80 a week | Announced: from 6 April 2027 | Sole traders, CIS subbies |
| 6 April 2027 | Company van and car fuel benefit-in-kind figures for 2027/28 | Announced: from 6 April 2027 | Company directors, Employees with side income |
| 1 July 2027 | Fuel duty cut extended to 30 June 2027, then it rises | Announced: from 1 July 2027 | Sole traders, CIS subbies, Company directors |
| 7 November 2026 | MTD quarterly update: second update due | Deadline | Sole traders, CIS subbies, Landlords |
| 30 December 2026 | File online by 30 December to pay a bill under £3,000 through your tax code | Deadline | Sole traders, CIS subbies, Employees with side income, Landlords |
| 31 January 2027 | Self Assessment 2025/26: file online and pay | Deadline | Sole traders, CIS subbies, Landlords, Employees with side income, Company directors |
| 31 January 2027 | Last day (usually) to correct your 2024/25 return online | Deadline | Sole traders, CIS subbies, Landlords, Employees with side income |
| 7 February 2027 | MTD quarterly update: third update due | Deadline | Sole traders, CIS subbies, Landlords |
| 5 April 2027 | Usual four-year limit to claim back CIS for 2022/23 | Deadline | CIS subbies |
| 6 April 2027 | MTD for Income Tax starts for qualifying income over £30,000 | Deadline | Sole traders, CIS subbies, Landlords |
| 7 May 2027 | MTD quarterly update: fourth update due | Deadline | Sole traders, CIS subbies, Landlords |
| 31 July 2027 | Second payment on account for 2026/27 | Deadline | Sole traders, CIS subbies, Landlords, Employees with side income |
| 7 August 2027 | MTD quarterly update: first update of 2027/28 | Deadline | Sole traders, CIS subbies, Landlords |
| 5 October 2027 | Register for Self Assessment if you started self-employment in 2026/27 | Deadline | Sole traders, CIS subbies, Landlords |
| 31 January 2028 | Self Assessment 2026/27: file online and pay | Deadline | Sole traders, CIS subbies, Landlords, Employees with side income, Company directors |
| 1 April 2028 | Electric vehicle excise duty (eVED) starts | Announced: later | Sole traders, CIS subbies, Company directors |
| 1 April 2028 | Correction of errors rules change | Announced: later | Sole traders, CIS subbies, Landlords, Employees with side income, Company directors |
| April 2028 | Employment expenses £2,500 threshold removed | Announced: later | Employees with side income |
| Personal Allowance and Income Tax rates for England, Wales and NI | No change announced | Sole traders, CIS subbies, Landlords, Employees with side income, Company directors | |
| Class 4 National Insurance stays at 6% and 2% | No change announced | Sole traders, CIS subbies | |
| Employer National Insurance stays at 15% | No change announced | Sole traders, CIS subbies, Company directors | |
| ISA limits stay at £20,000 | No change announced | Savers | |
| CIS deduction rates are unchanged | No change announced | CIS subbies | |
| VAT registration threshold stays at £90,000 | No change announced | Sole traders, CIS subbies, Company directors | |
| VAT domestic reverse charge for construction work still applies | No change announced | Sole traders, CIS subbies, Company directors | |
| Watch | Scottish Income Tax bands for 2027/28 are not published yet | Not published yet | Everyone |
Frequently asked questions
Is this list complete?
It covers the tax changes and deadlines for the self-employed, contractors, company directors, landlords and savers that we have confirmed from GOV.UK and the Budget 2026 documents for 2026/27 and 2027/28. It is not a list of every tax change in the country. We add new items as soon as GOV.UK publishes them. The list was last updated on 1 November 2026.
Are the 2027/28 changes law yet?
Not all. Changes announced in the Budget on 28 October 2026 still need to pass through Parliament, so they can change. Each item says whether it is announced or in force.
Where do the £ estimates come from?
The same calculators you can open on this site: the trading allowance, savings and rental tax, mileage, fuel duty, vehicle tax and employer cost calculators. Open any of them for the full working.
Is my information sent anywhere?
No. The list is built in your browser from a data file on this page. Nothing you tick or type is uploaded, stored or sent.
What about Scotland?
Scottish Income Tax bands and rates are set by the Scottish Parliament. The 2027/28 Scottish bands are not published yet, so where an estimate needs them we use the 2026/27 Scottish bands and say so. Property rates for Scotland are not estimated.
Sources and review
Last checked: 1 November 2026. Every figure comes from GOV.UK or the Budget 2026 documents, and reuses the figures already checked on our calculators. Written and checked by the HandySums team against the GOV.UK pages below. HandySums is independent and not an accountancy firm — see how we check our sums.
- Budget 2026: overview of tax legislation and rates (GOV.UK)
- Tax-free allowances on property and trading income (GOV.UK)
- Tax on savings interest: Personal Savings Allowance (GOV.UK)
- Change to tax rates for property, savings and dividend income: technical note (GOV.UK)
- Simplified expenses: vehicles (GOV.UK)
- Fuel duty (GOV.UK)
- Rates and allowances: excise duty on hydrocarbon oils (GOV.UK)
- Budget 2026: Annex A, rates and allowances (GOV.UK)
- Vehicle tax rate tables (GOV.UK)
- Claim capital allowances: Annual Investment Allowance (GOV.UK)
- Claim capital allowances: business cars (GOV.UK)
- Check if you need to use Making Tax Digital for Income Tax (GOV.UK)
- Find out if you can get an exemption from Making Tax Digital for Income Tax (GOV.UK)
- Use Making Tax Digital for Income Tax: send quarterly updates (GOV.UK)
- Penalties for Making Tax Digital for Income Tax (GOV.UK)
- National Minimum Wage and National Living Wage rates (GOV.UK)
- Employment Allowance (GOV.UK)
- Voluntary National Insurance: Class 2 (GOV.UK)
- National Insurance rates for the self-employed (GOV.UK)
- Scottish Income Tax rates (GOV.UK)
- Self Assessment tax returns: deadlines (GOV.UK)
- Pay your Self Assessment bill through your tax code (GOV.UK)
- Self Assessment: penalties (GOV.UK)
- Understanding your Self Assessment bill: payments on account (GOV.UK)
- Self Assessment: if you need to change your return (GOV.UK)
- HMRC Self Assessment Legal Framework manual SALF613: time limits for claims
- CIS: pay tax and claim back deductions (GOV.UK)
- Register for Self Assessment (GOV.UK)
- Income Tax rates and allowances (GOV.UK)
- Construction Industry Scheme: a guide for subcontractors (GOV.UK)
- CIS: how deductions work (GOV.UK)
- How VAT works: VAT thresholds (GOV.UK)
- VAT domestic reverse charge for building and construction services (GOV.UK)
Estimate only — not tax advice. Results are a guide and HMRC has the final say. Announced changes can still change before they become law. Dates marked as a standard pattern are not individually confirmed by GOV.UK yet. Verify with HMRC or a qualified accountant.